Tim Cowan,

Tim Cowan
Haven Properties
Direct:
License:
CalDRE #02021716

Having spent the last 47 years raising my family and building my life in Morro Bay, my passion lies in the people and relationships that make this region so special. Over the years, I've built a reputation in our community grounded in trust and integrity, driven by my commitment to the people I serve.

From managing to owning retail shops in Morro Bay and San Luis Obispo for 30 years to owning the iconic Pizza Port for the past 20 years, I take immense pride in our Central Coast and its vibrant communities. In 2017, I was honored to have Pizza Port recognized as the Morro Bay Chamber of Commerce Business of the Year—a reflection of my dedication to serving our area.

My commitment goes beyond business ownership. For 10 years, I proudly served as a reserve officer with the Morro Bay Harbor Patrol, and I’ve been actively involved in community leadership as a member of the Morro Bay Chamber of Commerce Board from 2019-2021, including serving as Board Chair in 2021 and G.A.C. committee 2021-current.

These experiences have given me a unique understanding and perspective on our local homes, schools, businesses, and lifestyles. In 2021, I was humbled to be recognized as Morro Bay’s Best Realtor through the Morro Bay Life Readers’ Poll, a testament to the trust of my neighbors and friends.

Since 2018, I’ve been part of the professional hometown team at Better Homes and Gardens Haven Properties, where I look forward to assisting with all your real estate needs.

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Sample Mortgage Rates

For 6/11/2025

30 Year Fixed
6.75%
15 Year Fixed
6.125%
7/6 ARM
7.375%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Better Homes and Gardens Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

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